Fund Management Long term investment portfolio

Investing in a long-term investment portfolio is not as straightforward as putting money into a bank or building society. Asset values can go down or up, and the value of stock market investments is likely to change every day. However, ‘’most investor’s recognise that investment in assets such as shares has, over the longer term, sustained or even enhanced the real buying power of money’’.

Professional fund management is then so important, and can help to decide:

All these factors are part of the process of building and managing an investment portfolio - a process which takes into account all the available options and builds a portfolio to suit a client's objectives.

Managing your portfolio

As a general rule, clients' investment objectives fall into three broad profiles:
- capital growth as a main priority;
- a balance of growth and income; and
- income as a main priority.

Models that reflect these core objectives can be run, and clients' personal portfolios can be structured to cater for different requirements. For instance, you may need a higher or lower level of income model, you might be prepared to accept a higher degree of risk in seeking capital growth or you might be responsible for a pension fund with defined liabilities.

A crucial part of the management process is the day-to-day monitoring and continued appraisal of all the elements of the portfolio. This can be achieved by analysts and portfolio managers who meet regularly to discuss and detect trends in the world's investment markets.

Risk and return

Investment models adopt a conservative approach to risk, although the actual briefs from clients range from ultra conservative to very adventurous. However, by selecting an appropriate balance of investments, it is possible to minimise risk and enhance the potential return.

Whatever you require, we can bring to Clients models as a base to create your own, personal portfolio. An initial meeting will determine your investment goals and enable us to suggest how your aims can be achieved.

Past performance is not a guarantee of future returns as the value of an investment can go down as well as up.